Just Listed · Santee, California

Hilltop Living with
Panoramic Views

8509 Val Vista Dr · Santee, CA 92071

$775,000List Price
3 BD / 2 BABeds / Baths
1,260 SFSquare Feet
2.5%Assumable VA Rate ↓
Owned Solar+ Battery Backup
No HOANo Mello-Roos
See the VA Loan Savings Schedule a Showing
Rare Financing Opportunity — VA Eligible Buyers

This home comes with a
2.5% interest rate.

The seller's VA loan is assumable. A qualified buyer can take over the existing loan at 2.5% — locking in a rate that hasn't been available in years. Here's what that means in real dollars.

Today's Market Rate
~7%
~$2,900 / month
Estimated payment on $330K at current 30-yr fixed rates
✦ Assumable VA Rate
2.5%
~$1,300 / month
Estimated payment on the existing $330,349 VA loan balance
Your Monthly Savings
~$1,600
every single month
Over 30 years that's nearly $576,000 in interest savings
~$576,000 in potential interest savings over the life of the loan
Assumable balance: $330,349 · Rate: 2.5% · Subject to VA qualification and lender approval

Payment estimates are illustrative — principal + interest only. Actual payments vary based on taxes, insurance, and lender terms. Buyer must qualify to assume the VA loan. Contact us for details on the assumption process.

☀️
Owned Solar + Battery
19 panels · Battery backup · Installed 2021 · No lease · Transfers with home
🏠
New Cool Roof — 2021
GAF Timberline HDZ Reflective shingles · Same year as solar
✅
No HOA · No Mello-Roos
Your payment is your payment — nothing added on top
📦
All Appliances Included
Washer · Dryer · Refrigerator · Microwave · Range
Gallery

Every Angle.
Every View.

Click any photo to enlarge · 36 photos total · Use arrow keys to navigate

Exterior — Front
Exterior — Front
Living Room
Living Room
Kitchen
Kitchen
Dining Area
Dining Area
Primary Bedroom
Primary Bedroom
Primary Bathroom
Primary Bathroom
Bedroom 2
Bedroom 2
Bedroom 3
Bedroom 3
Bathroom
Bathroom
Backyard
Backyard
Deck
Deck
Fire Pit
Fire Pit
Panoramic Views
Panoramic Views
Views
Views
Views
Views
Garage
Garage
Laundry
Laundry
Hallway
Hallway
Living Area
Living Area
Kitchen Detail
Kitchen Detail
Dining
Dining
Bedroom Detail
Bedroom Detail
Bath Detail
Bath Detail
Exterior
Exterior
Backyard Views
Backyard Views
Yard
Yard
Outdoor Area
Outdoor Area
View from Deck
View from Deck
Living Room Detail
Living Room Detail
Kitchen Area
Kitchen Area
Primary Suite
Primary Suite
Bath
Bath
Outdoor Living
Outdoor Living
Neighborhood Views
Neighborhood Views
Street View
Street View
Aerial View
Aerial View
View 3D Tour & All Photos Download Property Flyer
8509 Val Vista Dr
The Home

Positioned at
the top.

There's something different about a hilltop home. You feel it the moment you arrive — the air feels lighter, the view shifts your perspective, and everything below feels quieter. That's what 8509 Val Vista Dr delivers every single day.

This home has been thoughtfully updated throughout. A brand new roof and fully owned solar system were both installed in 2021. The kitchen features granite countertops and backsplash. The primary bath has a new shower. Newer windows and garage doors complete the picture.

Step outside to a private backyard with a deck off the dining area, a fire pit, and potential RV parking. All appliances included. Tucked away from the main road for privacy and quiet.

Add a 2.5% assumable VA loan and a fully owned solar + battery system, and this home offers a financial profile that's genuinely rare right now.

Request More Information
What's Included

Home Highlights

🌄
Panoramic Views

Sweeping hilltop views from the main living areas and backyard. The kind of outlook that makes every morning feel different.

🍳
Granite Kitchen

Updated countertops and backsplash. New floors. A clean, functional space built for real daily use.

🔥
Fire Pit & Deck

Private backyard with a deck off the dining area and fire pit — designed for calm evenings with views as the backdrop.

🚗
Spacious 2-Car Garage

Full two-car garage with room for workbenches and storage, plus RV parking potential on the lot.

🪟
Newer Windows & Doors

Updated windows and garage doors throughout. Stucco redone in 2018. The maintenance list is short.

❄️
Central Air + Natural Gas

Central A/C and forced air heat — essential comfort for San Diego summers, move in and stay comfortable from day one.

Who This Is For

Which story
is yours?

8509 Val Vista Dr works for a range of buyers. See which scenario fits your situation.

⚔️
The VA-Eligible Buyer

The 2.5% assumable VA loan is where the math gets serious. Assuming this loan could save you ~$1,600 per month — every month — for the life of the loan. One of the most valuable features a listing can offer right now.

2.5% Rate~$330K Balance~$576K Lifetime Savings
☀️
The Energy-Conscious Buyer

Owned solar plus battery backup means dramatically lower electricity costs from day one — with no lease to assume. Combined with the Cool Roof, this home is built for efficiency.

Owned SolarBattery BackupNo Lease
🏠
The Move-Up Buyer

You're ready for a home that feels complete. The views, updated finishes, private backyard — this is the home you stop renting for. No HOA, no Mello-Roos, and the big-ticket items already done.

No HOAMove-In ReadyViews
🌅
The Downsizer

Done with the large home and everything that comes with it. Quality finishes, private backyard, panoramic views — without the overhead. New roof, new solar, nothing to fix.

Low MaintenanceNew Roof & SolarEast County
Virtual Tour

Walk Through It
From Anywhere.

Full 3D interactive tour — explore every room and the backyard views before you schedule a showing.

3D Tour Preview — 8509 Val Vista Dr
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Aerial Drone Video

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Neighborhood

East County at
its best.

Santee puts you close to nature, great food, and the East County community — without the noise of downtown San Diego.

🍽️ Restaurants Nearby
📍 Local Conveniences
⛳ Nearby Recreation
Education

Schools in the
District.

8509 Val Vista Dr is served by the Grossmont Union High School District and Santee School District.

Elementary School
Chet F. Harritt Elementary School
Santee School District
View on GreatSchools →
High School
West Hills High School
Grossmont Union High School District
View on GreatSchools →

School assignments are subject to change. Verify current boundaries with the school district before making decisions based on school attendance areas.

Property Specs

Everything You
Need to Know.

Property Overview
Address8509 Val Vista Dr, Santee, CA 92071
List Price$775,000
Bedrooms3
Bathrooms2
Square Footage1,260 SF
Lot Size7,500 – 10,889 SF
Year Built1973
Garage2-Car Attached + Workbench Space
RV ParkingPotential available
HOANone
Mello-RoosNone
FinancingCash · Conventional · FHA · VA
Updates & Features
Assumable VA Loan2.5% rate · ~$330,349 balance
SolarOwned · 19 panels · Battery backup · 2021
RoofGAF Timberline Cool Roof · 2021
KitchenGranite countertops & backsplash · New floors
Primary BathNew shower · Updated floors
Windows & Garage DoorsNewer throughout
StuccoRedone 2018
AppliancesWasher · Dryer · Fridge · Microwave · Range
CoolingCentral Air Conditioning
HeatForced Air · Natural Gas
BackyardPrivate · Deck · Fire pit · Views
Your Agents

Listed by experienced hands.

Judy Spady
Judy Spady
Listing Agent
Team Spady Real Estate · RE/MAX Connections
DRE #00966459
Jacob & Kristin Menath
Jacob & Kristin Menath
Co-Listing Agents
Menath Real Estate Team · eXp Realty
DRE #01522683 · #01742516
Get in Touch

Ready to See
This Home?

Available 7 days a week. Fill out the form and we'll respond same day.

Questions about the assumable VA loan process, the solar system, or comparable sales? We're happy to walk you through it on a quick call.

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